States New Jersey

New Jersey · real estate salesperson licence · 2026

How to become a real estate agent in New Jersey

Every figure on this page was read from New Jersey Real Estate Commission (Department of Banking and Insurance), the New Jersey Real Estate License Act (N.J.S.A. 45:15) and the Commission's rules (N.J.A.C. 11:5) or the U.S. Bureau of Labor Statistics; latest read September 9, 2026

New Jersey licenses real estate salespersons through the Real Estate Commission at the Department of Banking and Insurance. You need to be 18 with a high school education or equivalent , complete a 75-hour course at a licensed school , pass the 110-question PSI exam with 70% , get fingerprinted, and apply through a sponsoring broker with a $160 fee , all within one year of finishing the course. Here is the whole process, what it costs, how long it takes, and what happens after.

$264.05to the state before course tuition
1 yearafter the course to pass the exam and file the application
110 questionson the state exam, 70%, which is 77 of 110 questions correct to pass
$99,990median wage, BLS May 2025
two years, with every licence expiring June 30 of odd-numbered yearslicence term, 12 hours of CE to renew

This page is independent of any school or brokerage. Requirements change (PSI's bulletin is its February 1, 2026 update and the Commission's fee and licensing pages are the versions read on the date shown; the current licence cycle runs to June 30, 2027), so each section names the official page it was read from and the date. If a figure below disagrees with the Commission's page today, the board is right and this page is stale: the date tells you how stale.

1New Jersey real estate licence requirements

Source: New Jersey Real Estate Commission, Requirements for Licensure as a NJ Real Estate Salesperson or Broker, read September 9, 2026; PSI, State of New Jersey Real Estate Salesperson, Broker and Instructor Examination Candidate Information Bulletin (updated February 1, 2026), read September 9, 2026; New Jersey Real Estate Commission, Real Estate License Candidate Fingerprinting, read September 9, 2026.

2Steps to get your New Jersey real estate licence, in order

  1. Complete the 75-hour course at a licensed school

    The school files your exam eligibility with PSI electronically; PSI emails a confirmation, and the eligibility lasts one year to the day.

  2. Book and pass the PSI exam for $38

    Register at PSI's New Jersey page or by phone, at a test centre or by remote proctor; the salesperson exam is 110 questions in four hours and 77 correct passes.

  3. Get fingerprinted with IDEMIA as soon as you pass

    Every candidate completes Live Scan fingerprinting for a criminal history check, paying $66.05 to IDEMIA at booking; the Commission tells candidates to do it immediately after passing so the one-year eligibility does not run out.

  4. Apply through your sponsoring broker with $160

    The employing broker signs and dates the original passing score report; it goes to the Licensing Services Bureau with the completed Universal Form, the IDEMIA receipt and $160 by certified or cashier's cheque, money order or broker's business cheque, all submitted together within one year of the eligibility expiry date on the score report.

Source: PSI, State of New Jersey Real Estate Salesperson, Broker and Instructor Examination Candidate Information Bulletin (updated February 1, 2026), read September 9, 2026; New Jersey Real Estate Commission, Real Estate License Candidate Fingerprinting, read September 9, 2026.

3How much a New Jersey real estate licence costs

The Commission publishes its fees on one page, PSI's exam fee is in its bulletin, and the fingerprint fee is on the Commission's fingerprinting page; tuition for the 75 hours is set by the schools.

ItemAmount
Exam fee
paid to PSI per sitting; not refundable or transferable
$38
Fingerprinting
paid to IDEMIA for the Live Scan criminal history check
$66.05
Initial salesperson licence
$100 licence fee, $50 application fee and $10 to the guaranty fund, per PSI's bulletin; disabled New Jersey veterans may have the licence fee waived
$160
Paid to PSI, IDEMIA and the Commission
one exam sitting, fingerprinting and the licence, before tuition
$264.05

Source: PSI, State of New Jersey Real Estate Salesperson, Broker and Instructor Examination Candidate Information Bulletin (updated February 1, 2026), read September 9, 2026; New Jersey Real Estate Commission, Real Estate License Candidate Fingerprinting, read September 9, 2026; New Jersey Real Estate Commission, Real Estate License Fees, read September 9, 2026.

4How long it takes to become a real estate agent in New Jersey

The fixed parts are 75 course hours, one PSI sitting, Live Scan fingerprinting, and a complete application through a sponsoring broker; everything after the course must fit inside the one-year eligibility, and the Commission publishes no typical processing time on the pages read for this guide. Those parts come from the Commission's own pages and the exam vendor's bulletin, not a school's marketing:

Source: PSI, State of New Jersey Real Estate Salesperson, Broker and Instructor Examination Candidate Information Bulletin (updated February 1, 2026), read September 9, 2026; New Jersey Real Estate Commission, Real Estate License Candidate Fingerprinting, read September 9, 2026.

5The New Jersey real estate exam

The salesperson exam is 110 questions in 4 hours, one four-hour multiple-choice sitting covering national principles and New Jersey law, at a PSI test centre or by remote proctor. You need 70%, which is 77 of 110 questions correct to pass. PSI issues a passing score report, which the employing broker completes and signs for the licence application. Retakes: a failed exam can be rebooked from the next day, subject to space, at the same $38 fee; the pass must come before the one-year eligibility expires.

Content areaShare of questions
National portionabout 73%
New Jersey portionabout 27%

Pass rate

Neither the Commission nor PSI publishes a pass rate for the New Jersey salesperson exam on the pages or bulletin read for this guide, so none is shown here.

Source: PSI, State of New Jersey Real Estate Salesperson, Broker and Instructor Examination Candidate Information Bulletin (updated February 1, 2026), read September 9, 2026.

6Reciprocity: already licensed in another state?

None. The Commission states that New Jersey does not have reciprocity with any state; a licensee from elsewhere takes the full 75-hour course and the exam like any other candidate, unless the Commission grants an education waiver on application ($25).

Source: New Jersey Real Estate Commission, Requirements for Licensure as a NJ Real Estate Salesperson or Broker, read September 9, 2026; New Jersey Real Estate Commission, Real Estate License Fees, read September 9, 2026.

7Renewal and continuing education

The licence runs two years, with every licence expiring June 30 of odd-numbered years. To renew you complete 12 clock hours of approved continuing education within the licence period and pay $100 on time, or $100 plus a $200 CE late fee if the continuing education is finished after April 30 of the renewal year; a licence not renewed by June 30 expires, and reinstating it within two years costs $150 late.

First renewal: no continuing education for a salesperson first licensed in the second year of a biennial term; everyone else completes the 12 hours before their first renewal.

Later renewals: 12 credit hours in the 24 months before each renewal: 1 hour of fair housing and the New Jersey Law Against Discrimination, 1 hour of agency, 2 hours of ethics, 2 hours in any core topic and 6 hours of core or elective topics, all uploaded by the providers before the June 30 deadline.

Source: New Jersey Real Estate Commission, Licensing and Education (2025-2027 licence cycle notice), read September 9, 2026; New Jersey Real Estate Commission, Real Estate License Fees, read September 9, 2026; N.J.A.C. 11:5-12.3, Continuing education requirements (Cornell LII), read September 9, 2026; New Jersey Real Estate Commission, Breakdown of Required CE Credit Hours, read September 9, 2026.

8How much real estate agents make in New Jersey

The only independent, dated wage figure for agents is the Bureau of Labor Statistics' occupational survey. For New Jersey, release May 2025:

New Jersey, real estate sales agentsAnnual wage
25th percentile$63,000
Median$99,990
75th percentile$111,990
Agents counted by BLS in the statenot published

BLS counts agents paid as employees and reports wages, not the commissions of self-employed agents, so these are a floor for the occupation rather than what a typical commissioned agent takes home. BLS suppressed New Jersey's employment count in this release.

Source: U.S. Bureau of Labor Statistics, OEWS May 2025, Real Estate Sales Agents (41-9022), New Jersey, read September 8, 2026.

9After the licence: choosing a brokerage in New Jersey

A new salesperson licence is only usable under a broker, so the next decision is which brokerage. On September 5, 2026, 20,040 New Jersey agents had a published brokerage profile; the largest single company was Keller Williams with 5,176 of them, and the largest brand was Keller Williams with 5,176. Realty Census, which counts those profiles, also compares the brokerages a new New Jersey agent can join, including which ones publish their commission split: see which New Jersey brokerages publish their pay plan.

Source: Realty Census, New Jersey count and brokerage ranking, September 5, 2026 (realtycensus.com/new-jersey/), read September 9, 2026.

10Pre-licence schools in New Jersey

The Commission licenses the prelicensure schools and their instructors, charging a non-public school a $100 application fee and $400 for a two-year licence; the 75-hour course must come from a licensed school, which then reports your eligibility to PSI. The list is at the Commission's licensing and education page.

This page carries no affiliate links. If a schools page for New Jersey is added with affiliate links, it will say so at the top, and schools will be ordered by what the state publishes or alphabetically, never by commission.

Source: New Jersey Real Estate Commission, Real Estate License Fees, read September 9, 2026.

Questions people ask about becoming an agent in New Jersey

How long does it take to become a real estate agent in New Jersey?
The fixed parts are 75 course hours, one PSI sitting, Live Scan fingerprinting, and a complete application through a sponsoring broker; everything after the course must fit inside the one-year eligibility, and the Commission publishes no typical processing time on the pages read for this guide. The course is 75 hours at the school's pace; the exam is one four-hour PSI sitting, with a retake possible from the next day; fingerprinting follows immediately; and the application must be filed within a year of the course. The Commission publishes no typical review time.
How much does it cost to get a real estate licence in New Jersey?
$264.05 to the state and its vendors ($38 exam, $66.05 fingerprints, $160 licence), plus tuition for the pre-licence course, tuition for the 75-hour course, which the licensed schools set.
What is the pass rate for the New Jersey real estate exam?
Neither the Commission nor PSI publishes a pass rate for the New Jersey salesperson exam on the pages or bulletin read for this guide, so none is shown here.
How much do real estate agents make in New Jersey?
The BLS May 2025 median for real estate sales agents in New Jersey is $99,990 a year, with the middle half earning between $63,000 and $111,990. BLS counts agents paid as employees and reports wages, not the commissions of self-employed agents, so these are a floor for the occupation rather than what a typical commissioned agent takes home. BLS suppressed New Jersey's employment count in this release.
Does New Jersey have real estate licence reciprocity?
No. New Jersey has no reciprocity with any state, so an out-of-state licensee completes the 75-hour course and passes the exam unless the Commission grants an education waiver.

Sources and dates